A Pie in the Life is a weekly series featuring an personal finance and career interview and pie chart budget from professionals around the web!
What is your job title?
Digital editor – I shared more about my job over at the Girl with the Red Hair blog a few months ago.
How long have you had this job or been in this industry?
At this level for about two years; I was also working part time in the industry while studying for almost three years before that. And I’ve been writing for publication (albeit not particularly impressive stuff all the time) / messing around online for, oh, the last decade. You can read some of my advice about becoming a writer here.
How did you get your job? Describe the interview and/or training process you went through.
It was a pretty informal process, really. I already knew my prospective bosses and had been doing a bit of freelance work for them, so there was some familiarity on both sides. It was a new role, so there were a couple of meetings to establish what it would entail, what they hoped to achieve and what they were looking for. By and large content management systems are all built to do the same thing, so that wasn’t too much of a learning curve.
Is this job your dream job? If not, what would you do if you could be guaranteed a $500,000 per year salary doing it (besides watching TV…)?
In a realistic world, yes. In an alternative universe, I’d travel and read and eat amazing food (and blog, because writing is a compulsion!).
What do you think is the best and worst financial habit you inherited from your parents or how you were raised? What about the characteristics your spouse may have inherited?
My parents are frugal and savers to the core, bless. I’ve always saved for the sake of saving. T grew up without money, without good financial role models, and so it’s no surprise he doesn’t have such a great handle on finances. He tends to be a spender, and when you’re brought up without either the room to save or the discipline to save, when everyone lives pay-to-pay and is always asking to borrow money, when you have no real clue that there’s another way to live, it’s a difficult mindset to break. (I rant on about this more here.)
What career advice or financial advice do you have for a 20-something who is just entering the workforce?
Career advice: Learn as much as you can. Be prepared to work hard and make yourself valuable. Learn to build good professional relationships, and maintain them. But remember that nobody else has your best interests at heart, you can’t rely on anyone else to stand up for you, and that no one else owes you anything.
Financial advice: Always pay yourself first. Decide what’s important to you and spend according to those priorities. And keep those fixed expenses low – live like a broke student as long as you can stand it!
So many good things here. First, taking a loving (yet thorough) look at the history and motivations behind you and your partner’s financial upbringing is so valuable. I remember lots of money fights between JHubbs and I that dissolved like sugar in hot water when we took the time to realize where these impulses come from. His familial habit of eating out at restaurants combined with my paycheck-to-paycheck ways spelled disaster until we decided to make new habits as a family. Love it!
And then the fun part: Esther’s Pie Chart Budget!
Pie chart notes:
This is for the both of us, and as you’ll see, T has both fun and lunch allowance (I’m a boring cheapskate and I don’t need either of those). I still think this amount is too high, but my MO is all about balancing living for today while saving for tomorrow and he falls a little more on the side of the first…
Food and petrol is very expensive in New Zealand (and so is rent, actually). Eating out is our main form of entertainment.
Debt is T’s – down to about $3000 by now, I think, and non-interest accruing, so no particular urgency there.
** End interview!**
Here are a few of my favorite Musings of an Abstract Aucklander posts in case you are feeling clicky:
- On authenticity in blogging
- Finding a balance between hoarding and minimalism
- eemusing’s goal section in general — inspiring!
So, what do you think!
Want to show off or get some tough love? Email Life [Comma] Etc for more information on being featured in A Pie in the Life!