A Pie in the Life is a weekly series featuring an personal finance and career interview and pie chart budget from professionals around the web!
What is your job title?
I am a Financial Analyst for a very large printing company by day, and a finance blogger by night.
How long have you had this job or been in this industry?
I’ve been at this particular job for a little over a year now. I’ve held similar positions at other companies for over 5 years.
How did you get your job? Describe the interview and/or training process you went through.
I actually got my current job through a temp/recruiting service. It’s funny because I had applied to the position on my own and never gotten a call back, but the recruiting service got me right in the door for an interview.
I ended up interviewing with a total of 3 people: My two immediate bosses on site and the director of finance out of the corporate headquarters. After the interviews, they brought me on in a temp-permanent role. I spent a few months as a temp learning the job and proving myself in a probationary period. After about 3 months I was brought on as a “permanent” employee (if there is such a thing!)
Is this job your dream job? If not, what would you do if you could be guaranteed a $500,000 per year salary doing it (besides watching TV…)?
I wouldn’t say it’s my dream job, but I do enjoy what I do and it is pretty close to what I went to school for. As for a true “dream” job…well…I spend most of my free time playing poker or playing guitar. So, I guess if I could make a living doing either one of those it would be pretty cool, but that’s only because you won’t let me get rich watching TV :).
What are your top 3 budget priorities right now?
First is to build up an emergency fund once again. I just bought a house and depleted most of the savings I had, so I’d like to get that cushion back.
I don’t really have any solid budget “goals” after that, I’m lucky enough not to have any debt other than my mortgage so I just want to try to save as much as possible for the fun things in life.
What career advice or financial advice do you have for a 20-something who is just entering the workforce?
Resist the urge to make a big purchase. Seriously RESIST!
When you start getting that first real paycheck you’ll have the urge to go out and buy a new car or something like that. But trust me (it’s a mistake I made!), focus on paying off your debts and saving as much as possible first and you’ll be in a much better place later on.
Buying a new car or house right off the bat may feel great at first, but if you can hold off for a few years and get yourself in a better overall financial situation you’ll be really thankful that you did.
Jay dropped the big acronym around these parts – EF, Emergency Fund. There is nothing more relaxing than knowing you can handle anything that comes up with barely a blink.
And then the fun part: Jay’s Pie Chart Budget!
As you can see, Jay has his priorities-hat on right. The majority of his income is going right where it should be – to him and to building his empire, so to speak.
And the most glorious part is that I don’t see any room for debt on this chart, so congratulations, Jay!
There you go! Leave a comment with any questions!
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