It is time for another gloriously interesting, obscenely popular Monthly Pie Chart (which is really more like every-other-month.
That said, here she is, in all her glory (or sadness…):
|That’s not necessarily a color wheel recommendation for anyone’s living room….|
There’s good news and bad news, folks!
The bad news is that we are still giving an obscene amount of our money over to other people! Isn’t there a Bible verse out there about sending your money to the roofs of others? Who knows. Either way, 35% is an unhealthy standard to have.
The good news is that we paid off one loan that JHubbs has had since his first year of college! Crazy, right? It was an inspiring moment and we were thrilled to be able to divert that money over to other things. Which leads me to hte other bad news – we have picked up a large number of large medical bills thanks to my almost-lost-my-finger emergency back in December. It wasn’t pretty, and the bills are even more not-pretty, but at least I’m typing with two full hands, right?
The important message is that we were able to weather that emergency without financial stress, because we had a safety fund, and we are now able to pay those subsequent bills on time because we are on top of things. Feels good!
This section also includes one-time payments and fees for things like Josh’s car registration and paying our tax person (the first time we’ve done this… fun!).
We’ll be moving soon, so while 24% is right around the ideal rental expense, I look forward to possibly halving that number (seriously!) or at least bringing our rent down 10-15%.
Yes, that’s right, there’s a little pink in our lives! In preparation for the move, we have been prioritizing our savings. Still not a lot or enough, but it’s nice to have that section on here!
Food and Gas
So we spend as much to fuel our cars as we to do fuel our bodies? That seems very strange. Hopefully, with the move our gas expenses will come down. With my commute, I fill up 1.5 times per week while JHubbs fills up 1 time with gas to spare. The move will add 20 minutes to his commute daily and cut off 20 minutes from mine (three times per week). Do the math!
Overall, we are feeling burdened by debt but buoyed by the fact that we are still on the right track. Our savings will be even more bolstered when I receive our paypal balance from selling old gift cards on www.PlasticJungle.com. While you will lose some of the purchase price and that is an internal battle only you can rightfully decide, I highly recommend the site! It was very easy, I got my cash quicky for one card and will get it soon for two others, and I am very satisfied.
Any other pie charts out there to link up? What’s your biggest expense? Let me know!