This is an area we definitely need to come down in, however
, since going Paleo + Rice, I am tempted to just let us spend more money. The main cost increase is in meat and organic vegetables, and also almond butter. EDIT: Since going Paleo AIP, this number has increased even more. It’s been pretty frustrating, and I think that is saying something since I already spend a lot of time in the kitchen cooking and preparing foods. I am surprised just how frustrating it really is. This weekend I will be sitting down to truly map out meals, snacks, quick snacks, all of the above, and I’ll be sharing it with you guys.
I got a new job and we started commuting together, so our gas (petrol) bill has plummeted. It will rise a little more as we get used to the schedule and drive separately a few days per week, but then drop again when we move nearer to work. I anticipate a number of car expenses this month with repairs, inspections, etc.
22% is right on target with where I would like to be (25-20% or less of monthly income going to rent), but this number will rise when we move this summer.
Having access to consistent spending money has been very nice. JHubbs seems to blow through it quickly on wings and Starbucks, but I guess that’s the point, right? I tend to spend a lot on one thing (wish I could think of an example right now, but I can’t) and let the rest sit around until the next paycheck.
Utilities are fairly normal and also a little lower because we overpaid our electric bill last month and so did not have a bill this month. I am pleased with our water usage and electricity usage.
This breaks down into one-third credit card debt, one-third student loans, and one-third car loans. And ya know what really hurts? Clicking through to last year’s pie chart and seeing the number staying the same. Ouch! Sometimes I definitely feel like we’re behind on this stuff when I read about people ultra-paying on student debt or blasting through it in five years or so. So on those mornings (like today) I cling to the knowledge that we’ve paid ontime for X number of years and some people can’t manage that. I look forward to a time when we can chunk away at our loans thousands of dollars at a time, but I guess my book would have to sell a little better to get there ;-).
Another “ouch” is the extra few hundred in COBRA we’ve taken on since my new job has a 90 day wait (look forward to a post on that on Brazen Life coming May 30th!). And that’s on top of co-pays, etc. This $300 monthly bill will be gone in July. A few folks suggested not opting for COBRA and instead staying on the company’s secret service extension for 45 days (apparently you’re still covered 45 days after you leave a job? Don’t hold me to that, it’s the rumor) and then just winging it for 45 days before the new insurance start. I strongly advise against this for everyone. Like. Everyone.
JHubbs and I got new shoes and did some traveling this month. Which is basically just to say that we went over budget. I’ve been consumed with other, non-homemaking things and the household is really suffering. We will be having a family meeting to correct this imbalance and see what we can do to sort out the house responsibilities to make sure we’re covering my “slack”.
How are you doing for May?
Want more pie charts? Here are a few recent ones: