This policy is valid from 1 January 2011.
This blog is a personal blog written and edited by me. For questions about this blog, please contact SJ my last name at gmail dot com.
This blog is a personal blog written and edited by me. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation (henceforth referred to as “advertising”). The compensation received DOES NOT affect the opinions expressed by the blog author. The compensation received may ONLY influence the advertising content.
The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
This blog does not contain any content which might present a conflict of interest.
I am not a professional or a financial advisor. These posts are informational opinions only. Please make your own decisions based on personal research.
The content on this website is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such professional advice, consult a licensed financial advisor or tax advisor.
There are paid and affiliate links on this site, which generate a commission for the blog author. There is no obligation on your part to purchase any products advertised on this website.
Personal Information Collected on this Website
No personally-identifiable information is collected on this website from persons that browse our website. The only personally-identifiable information collected on this website is gathered in our comment area, where fields are provided so that you can provide your name and email address to leave a comment. We collect this information so that we can respond to the comments or questions that you post.
Anonymous Information Collected on this Website
We record anonymous data. Most of the information that we collect from this website is anonymous information, such as the pages you visit. Other anonymous data we may collect might include the name of your internet service provider, the website that you used to link to our site, the websites that you visit from our site, and your IP address. The data is used for statistical purposes, but you, as the individual user, remain anonymous. We use this anonymous information to help improve the content of this site and to compile aggregate statistics about individuals using our site for internal market research purposes.